DPDP Act and Payment Data: What Merchants and Fintechs Must Do Before May 2027
India’s Digital Personal Data Protection Act, 2023 is now in its transition period. The government notified the DPDP Rules on 13 November…
India’s Digital Personal Data Protection Act, 2023 is now in its transition period. The government notified the DPDP Rules on 13 November…
On 15 September 2025, the Reserve Bank of India replaced its patchwork of payment aggregator rules with a single instrument: the Reserve…
“PCI DSS certification” is one of the most common compliance searches from Indian businesses that take card payments. The term is slightly…
Cloud providers are PCI compliant; your workloads aren't automatically. Mapping shared responsibility, scope, and the misconfigurations that cause breaches.
Orchestration layers route payments across gateways for uptime and cost. The security model: token portability, added scope, and single points of failure.
Ransomware against retailers and processors halts payment acceptance. Containment choices, offline fallbacks, and recovery priorities for payment ops.
Two ways to meet PCI DSS without the defined control: temporary compensating controls and 4.0's customized approach. How each works and when…
Phone payments drag call recordings, agents, and desktops into PCI scope. DTMF masking, pause-and-resume, and architectures that descope the contact center.
PFI costs, card-brand assessments, notification, ransomware: what cyber insurance actually covers after a payment breach, and the exclusions that bite.
Card networks require flagging stored-credential payments as CIT or MIT with consent and transaction IDs. The framework, and why declines drop when…