Regulations & Standards
Visa and Mastercard Monitoring Programs: How VAMP and Fraud Thresholds Work
Exceed card-brand fraud or dispute thresholds and you enter monitoring programs with fines and remediation demands. How VAMP works now.
Regulations & Standards
DORA and Payments: What EU Operational Resilience Rules Mean for Payment Firms
The EU's Digital Operational Resilience Act applies to payment institutions and their ICT providers. Its five pillars, and how it overlaps PCI…
Regulations & Standards
Beyond PCI DSS: A Map of the PCI Standards Family (PTS, P2PE, SSF, PIN, MPoC)
PCI DSS is only one of a dozen PCI standards. Learn what PTS, P2PE, SSF, PIN Security, and MPoC cover and which…
Regulations & Standards
Open Banking Security: How APIs and Regulation Protect Shared Financial Data
Open banking lets third parties access your accounts with permission, replacing risky screen scraping with secure APIs. We examine the standards and…
Regulations & Standards
3-D Secure 2: How the Latest Protocol Balances Security and Checkout Friction
3-D Secure 2 replaced clunky password pop-ups with risk-based, data-rich authentication. Learn how it enables frictionless flows while satisfying regulatory authentication rules.
Regulations & Standards
GDPR and Payment Data: Where Data Protection Meets PCI Compliance
Handling card payments in Europe means satisfying both GDPR and PCI DSS at once. We explain how the two frameworks overlap, where…
Regulations & Standards
PCI DSS 4.0: What the Latest Standard Means for Your Business
PCI DSS 4.0 brings a more flexible, outcome-focused approach to cardholder data security. We cover the key changes, the customized approach, and…
Regulations & Standards
PSD2 Strong Customer Authentication Explained for Merchants and Shoppers
Europe's PSD2 rules require strong customer authentication on most electronic payments. Here is how SCA works, its two-factor logic, and the exemptions…