Regulations & Standards
Visa and Mastercard Monitoring Programs: How VAMP and Fraud Thresholds Work
Exceed card-brand fraud or dispute thresholds and you enter monitoring programs with fines and remediation demands. How VAMP works now.
Fraud Prevention
Measuring Fraud Prevention: The KPIs That Show Whether Your Program Works
Fraud rate alone hides more than it reveals. The KPIs — false positive rate, approval rate, chargeback rate — that show real…
Fraud Prevention
Refund Fraud and Policy Abuse: The Post-Purchase Fraud Merchants Underestimate
Refund fraud and returns policy abuse quietly drain e-commerce margins. Learn the main schemes and layered defenses that don't punish good customers.
EMV & Card-Present Security
The EMV Fraud Liability Shift, a Decade On: What Merchants Still Get Wrong
Years after the EMV liability shift, many merchants still misunderstand who is responsible for card-present fraud. This clear-eyed review explains how liability…
E-commerce & Online Payments
Reducing E-commerce Chargeback Fraud Without Killing Legitimate Sales
Fraud filters that are too aggressive cost you real customers, while loose ones invite chargebacks. Here is how to strike a balance…
Fraud Prevention
Chargeback Fraud and Friendly Fraud: Protecting Revenue After the Sale
Not all fraud happens at checkout. Chargeback and friendly fraud drain revenue after a legitimate sale. Learn to prevent, contest, and reduce…