Our Team

Every guide on paymentsecuritypros.com has a named author and a second team member who reviews it before it goes live. Here is who covers what.

Gokul GS

Lead Editor, Payment Gateways
Gokul GS is the lead editor of paymentsecuritypros.com and writes its Indian payment gateway comparisons, covering fees, settlement, merchant support and dispute handling across Razorpay, Cashfree, PayU, Pine Labs and others.
Writes: Best Practices & How-To, E-commerce & Online Payments
Reviews: Regulations & Standards

S Nidhin

Writer, Digital Payments and Checkout Security
S Nidhin covers how Indians pay online and in-store, including UPI, wallets, payment links, saved cards and checkout flows, and the security and conversion trade-offs merchants face with each.
Writes: Mobile & Digital Wallets, E-commerce & Online Payments
Reviews: Fraud Prevention

Praneetha S R

Writer, Fraud Prevention
Praneetha S R writes about payment fraud from the merchant’s side, covering UPI and payment-link scams, chargebacks and friendly fraud, account takeover, card testing and new threats such as deepfakes and AiTM phishing.
Writes: Fraud Prevention, Emerging Threats & Trends
Reviews: Mobile & Digital Wallets

Niriksha

Writer, Payments Regulation & Compliance
Niriksha covers payments regulation and compliance for Indian businesses, including RBI Payment Aggregator and PA-CB rules, e-mandates, the RBI Authentication Directions, the DPDP Act and PCI DSS 4.0.
Writes: Regulations & Standards, PCI DSS Compliance
Reviews: Data Breaches & Incident Response

Sarang S Babu

Writer, Payment Security & Encryption
Sarang S Babu covers the technology that protects card data, including tokenization (card-on-file and network tokens), encryption, P2PE, payment HSMs, TLS, EMV chip and contactless, and POS terminal security.
Writes: Tokenization & Encryption, EMV & Card-Present Security
Reviews: PCI DSS Compliance

Ronak

Editor, Data Breaches and Incident Response
Ronak covers payment data breaches and incident response, including CERT-In 6-hour reporting, breach notification, PFI investigations, ransomware and insider threats, and fact-checks guides across the site.
Writes: Data Breaches & Incident Response
Reviews: Best Practices & How-To, E-commerce & Online Payments, Tokenization & Encryption

The team is a small group of writers and editors based in Bangalore, India, who focus on payments, security and compliance. See our About page for how the site is funded and our editorial policy for how articles are researched and reviewed.